Once upon a time, in a far-off kingdom, there lived a majestic horse named Chance. He was known for his striking black coat and strong, muscular frame, but what truly set him apart from the other horses was his kind and thoughtful nature. He was always eager to help others, whether it was guiding a lost foal back to its herd, or offering a listening ear to a troubled mare.
Chance lived in a beautiful meadow that seemed to stretch on forever. It was dotted with wildflowers and tall, swaying grasses that rustled gently in the breeze. The sun would often filter through the thick canopy of trees that surrounded the meadow, casting a warm and inviting glow over everything. It was a peaceful and idyllic place, the perfect home for Chance and his family.
His loving wife, Starlight, was a vision of grace and beauty. She was a pure white mare with a long, flowing mane that sparkled like diamonds in the sunlight. The two young foals, Dreamer and Dancer, were their pride and joy. Dreamer, a chestnut colt, was always gazing off into the distance, dreaming of all the adventures he would have one day. Dancer, a sweet bay filly, was always frolicking and playing, her joy and exuberance were contagious.
One day, while grazing in the meadow, Chance had a sudden realization, almost like a divine intervention. He understood the fragility of life and how easily a loved one could be taken away by illness or accident, and how it would leave the family without any means of support. He felt a deep sense of concern for his fellow horses, and for all the creatures in the kingdom. This realization brought him a great sense of urgency to do something to protect his loved ones and others in the kingdom.

That night, as he lay in the meadow with his family, Chance could not stop thinking about his worries. He tossed and turned, until finally, he had an idea. He would create a system of life insurance, where creatures could pay a small amount of money each year, and in return, their families would be protected in the event of their death. The plan was simple, affordable and accessible for all.
The next day, Chance set out to work on his idea. He talked to the other horses and listened to their concerns. He learned about the hardships that families faced when a breadwinner was no longer able to provide for them.
Slowly but surely, creatures began to see the sense in Chance’s idea. And, before long, many of the creatures in the kingdom had signed up to be part of the new life insurance program.
Word of Chance’s life insurance spread throughout the kingdom and beyond. The King heard of it, and realized the value of such a system, He ordered all the creatures in the kingdom to implement the same and soon the entire kingdom was protected by Chance’s life insurance.
Thanks to Chance’s revelation and his tireless work, creatures in the kingdom were able to live their lives without fear of financial ruin. And Chance, who had once been just a simple horse, was remembered for centuries to come and as a symbol of protection and security for all the creatures in the kingdom.

