Athene Annuity & Life Company

Athene Annuity & Life Company emerged from the collaborative vision of seasoned leaders: James Belardi, who steered SunAmerica Life Insurance Company and currently leads Athene Holding Ltd., along with Chip Gillis, former chief of Bear Stearns’ Insurance Solutions Group and past CEO of Athene Life Re Ltd., and Apollo Global Management. From its humble beginnings … Continue reading Athene Annuity & Life Company →

NAIC: Supporting Insurance, Regulators & Public Interest

The National Association of Insurance Commissioners (NAIC) is a regulatory support organization created to assist state insurance regulators in effectively regulating the insurance industry in the United States. Founded in 1871, the NAIC acts as a forum for collaboration among state insurance regulators, facilitating the development of uniform policies and regulatory standards. Its primary functions … Continue reading NAIC: Supporting Insurance, Regulators & Public Interest →

Create a Secure Financial Future: Understanding Annuity Regulations in Texas

Welcome to the diverse and dynamic financial landscape of Texas, where opportunities for securing your financial future are abundant. Among the many types of investment options available to consumers, annuities stand out as reliable products for long-term stability and security. However, making informed decisions about annuities requires understanding the regulatory framework that governs them. Whether … Continue reading Create a Secure Financial Future: Understanding Annuity Regulations in Texas →

Columbus Life Insurance Company

Columbus Life Insurance Company, part of the Western & Southern Financial Group, Inc., boasts a remarkable history dating back to its founding as Columbus Mutual in 1906. The company provides a comprehensive portfolio of life insurance and annuity products, delivered through a network of over 7,000 independent financial professionals. These professionals, dedicated to helping individuals … Continue reading Columbus Life Insurance Company →

LIMRA: 2023 Insurance Barometer Study

The Insurance Barometer is an annual study that tracks the perceptions, attitudes, and behaviors of adults aged 18 – 75 in the United States who are at least partly responsible for financial decision making in their households. limra-2023-insurance-barometer-studyDownload

Florida’s Free Look Period: Preserving Consumer Rights

Life insurance serves as a cornerstone of financial planning, providing individuals and their loved ones with a safety net in the face of unforeseen circumstances. However, navigating the complexities of life insurance policies can be a daunting task for consumers. In recognition of this challenge, the state of Florida has implemented a powerful consumer protection … Continue reading Florida’s Free Look Period: Preserving Consumer Rights →

Annuities & Retirement Planning For Ages 45-65 With Cash Savings

Annuities are financial products that can provide a steady stream of income during retirement. For individuals between the ages of 45-65 who do not have any retirement savings but have access to cash savings, annuities can offer several benefits. In this article, we will explore what annuities are, how they work, and the benefits they … Continue reading Annuities & Retirement Planning For Ages 45-65 With Cash Savings →

Definition Of Terms Used In Annuity Contracts

Accumulation Phase: The period of time during which the policyholder is making payments into the annuity contract, but income payments have not yet begun. Accumulation Value: The current value of the annuity contract that includes any interest, dividends, or other gains earned on the premium paid. Age: The natural person’s attained age on the day … Continue reading Definition Of Terms Used In Annuity Contracts →