Optimizing Wealth Transfer: Strategies for Estate Planning Under Tax Reform

The federal estate tax exemption stands at an unprecedented high, but impending changes loom on the horizon. Enacted in 2017, the Tax Cuts and Jobs Act (TCJA) doubled the federal estate tax exemption from $5 million to $10 million, adjusted for inflation. As of 2023, the per-person federal estate tax exemption has soared to $12.92 … Continue reading Optimizing Wealth Transfer: Strategies for Estate Planning Under Tax Reform →

Retirement Readiness: Building A Resilient Portfolio With Annuities

Preparing for retirement stands as one of the most important endeavors for an individual. It's a journey that requires not only foresight but also an understanding of the various financial instruments available. Among these, annuities emerge as a key option, offering unique benefits and security for your post-retirement years. But what exactly are annuities, and … Continue reading Retirement Readiness: Building A Resilient Portfolio With Annuities →

Terms That Will Empower Your Florida Retirement & Estate Planning Goals

As you navigate the maze of planning your personal finances in Florida, you'll encounter a variety of terms and concepts that are important to understand. For Any Questions About Annuities In Florida Call (772) 410-4786 1. Elder Law: Elder law is a legal practice area that focuses on issues affecting older individuals, such as estate … Continue reading Terms That Will Empower Your Florida Retirement & Estate Planning Goals →

Beyond Retirement Planning: Guaranteed Lifetime Income + Ensuring A Lasting Legacy

Retirement planning is something people everywhere can relate to. It's about making sure you have enough money to enjoy your later years without any financial stress. Plus, many of us want to leave something valuable for our loved ones or a good cause after we die. But retirement planning can be complex. The financial world … Continue reading Beyond Retirement Planning: Guaranteed Lifetime Income + Ensuring A Lasting Legacy →

Columbus Life Insurance Company

Columbus Life Insurance Company, part of the Western & Southern Financial Group, Inc., boasts a remarkable history dating back to its founding as Columbus Mutual in 1906. The company provides a comprehensive portfolio of life insurance and annuity products, delivered through a network of over 7,000 independent financial professionals. These professionals, dedicated to helping individuals … Continue reading Columbus Life Insurance Company →

The Enduring Impact Of Money: From Generation To Generation

Money certainly plays a vital role in our lives, allowing us to fulfill our needs, pursue our dreams, and build a secure future for ourselves and our loved ones. Money enables us to meet our basic necessities, such as food, shelter, and healthcare. But beyond mere survival, it grants us the freedom to pursue our … Continue reading The Enduring Impact Of Money: From Generation To Generation →

Federal Tax Cuts & Jobs Act (TCJA): Estate Planning Strategies For Florida Residents

Annuities are powerful financial instruments that provide individuals, particularly Florida residents, with a pathway to long-term financial stability and a reliable income stream during retirement. Understanding the tax implications associated with annuities, specifically within the context of the Tax Cuts and Jobs Act (TCJA) enacted in 2017, is essential for maximizing their benefits. Annuities and … Continue reading Federal Tax Cuts & Jobs Act (TCJA): Estate Planning Strategies For Florida Residents →

The Answer For A Stress-Free Retirement In Florida

An annuity is a financial product designed to provide a steady income stream in retirement. Essentially, it is a contract between an individual and an insurance company that guarantees regular payments in exchange for an initial lump sum or a series of payments. Annuities are an appealing option for those looking for a safe investment … Continue reading The Answer For A Stress-Free Retirement In Florida →

A Guide For Creating A Charitable Gift Annuity In Florida

A charitable gift annuity is a great way to support your favorite charity while receiving guaranteed income for life. If you're interested in setting up a charitable gift annuity in Florida, this guide will walk you through the process step by step. Determine your charitable goals and objectives Before you start the process of setting … Continue reading A Guide For Creating A Charitable Gift Annuity In Florida →