The Fisher Investments Annuity Playbook: What They’re Not Telling You

A Multi-Million Dollar Campaign Built on a Half-Truth If you've spent any time on the internet researching retirement planning, you've almost certainly encountered Fisher Investments' aggressive advertising campaign against annuities. Their ads carry headlines like "Why I Hate Annuities," and their marketing materials — including their widely distributed "Annuity Insights" guide — paint annuities as … Continue reading The Fisher Investments Annuity Playbook: What They’re Not Telling You →

The Truth About Annuity Fees, Surrender Charges, and Liquidity

The annuity market is experiencing unprecedented growth, with sales consistently breaking records, a clear indication that more Americans are turning to these financial instruments for retirement security [1]. Annuities offer compelling benefits that are increasingly vital in today's economic climate: tax-deferred growth, protection of principal, and, most importantly, a guaranteed stream of income that cannot … Continue reading The Truth About Annuity Fees, Surrender Charges, and Liquidity →

U.S. Annuity Market Achieves Unprecedented Growth: What It Means for Your Retirement

The U.S. annuity market has demonstrated remarkable resilience and growth, with sales consistently breaking records. A recent report from LIMRA highlights this robust performance, indicating that U.S. annuity sales have surpassed $100 billion for the seventh consecutive quarter [1]. This sustained growth underscores the increasing importance of annuities in modern retirement planning. Record-Breaking Sales Figures … Continue reading U.S. Annuity Market Achieves Unprecedented Growth: What It Means for Your Retirement →

Navigating Peak 65: How Annuities Help Secure & Protect Retirement Income

If you're turning 65 around now, in 2025, you're part of a historic demographic wave dubbed "Peak 65." More Americans are reaching traditional retirement age than ever before. But this milestone arrives during a period of significant economic crosscurrents – persistent market volatility, nagging inflation concerns, and the continued decline of traditional pensions can understandably … Continue reading Navigating Peak 65: How Annuities Help Secure & Protect Retirement Income →

LIMRA: 2024 Annuity Sales Shatter Records

In a year marked by market uncertainty, demographic shifts, and a growing demand for guaranteed income, annuities emerged as a clear winner. According to LIMRA’s latest report, total U.S. retail annuity sales soared to $434.1 billion in 2024, setting a new all-time record and reflecting a 13% increase from the previous year. This is the … Continue reading LIMRA: 2024 Annuity Sales Shatter Records →

LIMRA Reports: First Quarter 2024 Marks Record Surge in U.S. Annuity Sales

In the initial quarter of 2024, the United States witnessed a remarkable surge in annuity sales, totaling $113.5 billion. This figure represents a substantial 21% increase from the previous year's results, approaching the record-high quarterly sales achieved in the final quarter of 2023. These findings stem from the latest insights provided by LIMRA's U.S. Individual … Continue reading LIMRA Reports: First Quarter 2024 Marks Record Surge in U.S. Annuity Sales →

Florida Retirees: You’ll Never Outlive Your Money With Annuities

The dream of retiring in Florida, with its comfortable climate and abundant leisure opportunities, is a reality for many. Yet, alongside this appealing lifestyle, retirees and those nearing retirement endlessly face an ever-changing and sometimes devastating financial challenge: the risk of outliving their savings. This concern for many in Florida, a state that not only … Continue reading Florida Retirees: You’ll Never Outlive Your Money With Annuities →

Retirement Readiness: Building A Resilient Portfolio With Annuities

Preparing for retirement stands as one of the most important endeavors for an individual. It's a journey that requires not only foresight but also an understanding of the various financial instruments available. Among these, annuities emerge as a key option, offering unique benefits and security for your post-retirement years. But what exactly are annuities, and … Continue reading Retirement Readiness: Building A Resilient Portfolio With Annuities →

Columbus Life Insurance Company

Columbus Life Insurance Company, part of the Western & Southern Financial Group, Inc., boasts a remarkable history dating back to its founding as Columbus Mutual in 1906. The company provides a comprehensive portfolio of life insurance and annuity products, delivered through a network of over 7,000 independent financial professionals. These professionals, dedicated to helping individuals … Continue reading Columbus Life Insurance Company →

Your Florida Retirement Plan: Mitigating Risks & Maximizing Rewards

The financial markets are ever-changing and often unpredictable. They can go from reaching all-time highs to experiencing significant lows due to various factors like economic recessions, unexpected global events, or market crashes. These fluctuations have a profound impact on conventional investment portfolios, which raises concerns for those in the midst of retirement planning. Such market … Continue reading Your Florida Retirement Plan: Mitigating Risks & Maximizing Rewards →