LIMRA Reports: First Quarter 2024 Marks Record Surge in U.S. Annuity Sales

In the initial quarter of 2024, the United States witnessed a remarkable surge in annuity sales, totaling $113.5 billion. This figure represents a substantial 21% increase from the previous year's results, approaching the record-high quarterly sales achieved in the final quarter of 2023. These findings stem from the latest insights provided by LIMRA's U.S. Individual … Continue reading LIMRA Reports: First Quarter 2024 Marks Record Surge in U.S. Annuity Sales →

NAIC: Supporting Insurance, Regulators & Public Interest

The National Association of Insurance Commissioners (NAIC) is a regulatory support organization created to assist state insurance regulators in effectively regulating the insurance industry in the United States. Founded in 1871, the NAIC acts as a forum for collaboration among state insurance regulators, facilitating the development of uniform policies and regulatory standards. Its primary functions … Continue reading NAIC: Supporting Insurance, Regulators & Public Interest →

Unprecedented Growth: U.S. Annuities Set Sales Records in 2023

In a striking demonstration of financial resilience and investor confidence, the United States annuity market witnessed unprecedented growth in 2023, marking a historic sales record for the second year running. Data from a comprehensive survey conducted by LIMRA, which accounts for 83% of the market, illuminates this trend. The surge in sales, reaching a total … Continue reading Unprecedented Growth: U.S. Annuities Set Sales Records in 2023 →

Florida Retirees: You’ll Never Outlive Your Money With Annuities

The dream of retiring in Florida, with its comfortable climate and abundant leisure opportunities, is a reality for many. Yet, alongside this appealing lifestyle, retirees and those nearing retirement endlessly face an ever-changing and sometimes devastating financial challenge: the risk of outliving their savings. This concern for many in Florida, a state that not only … Continue reading Florida Retirees: You’ll Never Outlive Your Money With Annuities →

Securing Stability in Uncertain Markets: The Benefits of Fixed and Indexed Annuities

Navigating the current economic environment, characterized by its unpredictability and fluctuating markets, can be a challenging task for investors. The quest for stable, reliable investment options has never been more essential. In this scenario, fixed and indexed annuities emerge as particularly compelling choices. These financial instruments not only offer the contractual guarantee of security in … Continue reading Securing Stability in Uncertain Markets: The Benefits of Fixed and Indexed Annuities →

Retirement Readiness: Building A Resilient Portfolio With Annuities

Preparing for retirement stands as one of the most important endeavors for an individual. It's a journey that requires not only foresight but also an understanding of the various financial instruments available. Among these, annuities emerge as a key option, offering unique benefits and security for your post-retirement years. But what exactly are annuities, and … Continue reading Retirement Readiness: Building A Resilient Portfolio With Annuities →

Beyond Retirement Planning: Guaranteed Lifetime Income + Ensuring A Lasting Legacy

Retirement planning is something people everywhere can relate to. It's about making sure you have enough money to enjoy your later years without any financial stress. Plus, many of us want to leave something valuable for our loved ones or a good cause after we die. But retirement planning can be complex. The financial world … Continue reading Beyond Retirement Planning: Guaranteed Lifetime Income + Ensuring A Lasting Legacy →

Columbus Life Insurance Company

Columbus Life Insurance Company, part of the Western & Southern Financial Group, Inc., boasts a remarkable history dating back to its founding as Columbus Mutual in 1906. The company provides a comprehensive portfolio of life insurance and annuity products, delivered through a network of over 7,000 independent financial professionals. These professionals, dedicated to helping individuals … Continue reading Columbus Life Insurance Company →

Your Florida Retirement Plan: Mitigating Risks & Maximizing Rewards

The financial markets are ever-changing and often unpredictable. They can go from reaching all-time highs to experiencing significant lows due to various factors like economic recessions, unexpected global events, or market crashes. These fluctuations have a profound impact on conventional investment portfolios, which raises concerns for those in the midst of retirement planning. Such market … Continue reading Your Florida Retirement Plan: Mitigating Risks & Maximizing Rewards →

The Promise Of Protection: Securing Your Retirement Future

Picture this: You're standing at the intersection of your financial future, and on one side, there's the well-trodden path of the stock market with its thrilling highs and daunting lows. On the other side, there's the road less traveled, the annuity, offering the promise of a guaranteed outcome. It's a choice that can significantly impact … Continue reading The Promise Of Protection: Securing Your Retirement Future →