Florida Retirees: You’ll Never Outlive Your Money With Annuities

The dream of retiring in Florida, with its comfortable climate and abundant leisure opportunities, is a reality for many. Yet, alongside this appealing lifestyle, retirees and those nearing retirement endlessly face an ever-changing and sometimes devastating financial challenge: the risk of outliving their savings. This concern for many in Florida, a state that not only … Continue reading Florida Retirees: You’ll Never Outlive Your Money With Annuities →

Terms That Will Empower Your Florida Retirement & Estate Planning Goals

As you navigate the maze of planning your personal finances in Florida, you'll encounter a variety of terms and concepts that are important to understand. For Any Questions About Annuities In Florida Call (772) 410-4786 1. Elder Law: Elder law is a legal practice area that focuses on issues affecting older individuals, such as estate … Continue reading Terms That Will Empower Your Florida Retirement & Estate Planning Goals →

Columbus Life Insurance Company

Columbus Life Insurance Company, part of the Western & Southern Financial Group, Inc., boasts a remarkable history dating back to its founding as Columbus Mutual in 1906. The company provides a comprehensive portfolio of life insurance and annuity products, delivered through a network of over 7,000 independent financial professionals. These professionals, dedicated to helping individuals … Continue reading Columbus Life Insurance Company →

Lincoln OptiBlend® Fixed Indexed Annuity

Since 1905, Lincoln Financial Group has helped millions of people find peace of mind while planning their finances, buying insurance, choosing employee benefits and saving through workplace retirement plans. lincoln-optiblendDownload about-lincoln-financial-groupDownload

Aging With Confidence: Long-Term Care Planning In Florida

In the journey of life, we often find ourselves navigating the intricate pathways of financial planning. We diligently save for retirement, invest wisely, and make prudent decisions to ensure our future financial security. However, amid these preparations, there's one aspect that often remains in the shadows, waiting for its moment in the spotlight – long-term … Continue reading Aging With Confidence: Long-Term Care Planning In Florida →

LIMRA: 2023 Insurance Barometer Study

The Insurance Barometer is an annual study that tracks the perceptions, attitudes, and behaviors of adults aged 18 – 75 in the United States who are at least partly responsible for financial decision making in their households. limra-2023-insurance-barometer-studyDownload

Simplifying Retirement & Healthcare For A Strong Financial Future

Retirement planning is a complex endeavor, encompassing not only financial security but also addressing potential healthcare expenses. For example, the nationwide average annual cost of a long-term care facility in 2023 is $105,000. This average cost is expected to continue to significantly grow, making it evident that healthcare expenses pose a significant financial challenge for … Continue reading Simplifying Retirement & Healthcare For A Strong Financial Future →

Federal Tax Cuts & Jobs Act (TCJA): Estate Planning Strategies For Florida Residents

Annuities are powerful financial instruments that provide individuals, particularly Florida residents, with a pathway to long-term financial stability and a reliable income stream during retirement. Understanding the tax implications associated with annuities, specifically within the context of the Tax Cuts and Jobs Act (TCJA) enacted in 2017, is essential for maximizing their benefits. Annuities and … Continue reading Federal Tax Cuts & Jobs Act (TCJA): Estate Planning Strategies For Florida Residents →

The Answer For A Stress-Free Retirement In Florida

An annuity is a financial product designed to provide a steady income stream in retirement. Essentially, it is a contract between an individual and an insurance company that guarantees regular payments in exchange for an initial lump sum or a series of payments. Annuities are an appealing option for those looking for a safe investment … Continue reading The Answer For A Stress-Free Retirement In Florida →

Annuities & Retirement Planning For Ages 45-65 With Cash Savings

Annuities are financial products that can provide a steady stream of income during retirement. For individuals between the ages of 45-65 who do not have any retirement savings but have access to cash savings, annuities can offer several benefits. In this article, we will explore what annuities are, how they work, and the benefits they … Continue reading Annuities & Retirement Planning For Ages 45-65 With Cash Savings →