Athene Annuity & Life Company

Athene Annuity & Life Company emerged from the collaborative vision of seasoned leaders: James Belardi, who steered SunAmerica Life Insurance Company and currently leads Athene Holding Ltd., along with Chip Gillis, former chief of Bear Stearns’ Insurance Solutions Group and past CEO of Athene Life Re Ltd., and Apollo Global Management.

From its humble beginnings as a startup, Athene has ascended to become a leading purveyor of retirement savings solutions, catering to both individuals and institutions alike. Boasting a substantial financial footprint, Athene now oversees $269.8 billion in total GAAP assets, counterbalanced by $255.7 billion in total GAAP liabilities. With a robust foundation, Athene maintains $8.5 billion in total GAAP AHL shareholders’ equity and oversees $208.1 billion in net invested assets, solidifying its position as a formidable player in the realm of retirement planning.

Athene is proud to be affiliated with Apollo, a globally recognized alternative asset manager experiencing remarkable growth. Drawing upon Apollo’s extensive proficiency in retirement services asset management, they gain a competitive edge, benefiting from alpha-generating portfolio management, strategic asset origination and structuring, M&A sourcing, and robust operational support. As part of this unified entity, Athene derives strength and enhanced credibility. With a solid capital foundation and complete alignment, they are poised to expedite asset and liability origination, expand distribution channels, and establish themselves as a premier global solutions provider in retirement planning.

Under the stewardship of Apollo Insurance Solutions Group (AISG), Athene’s invested assets are carefully managed. AISG specializes in crafting investment solutions tailored to the unique needs of the insurance industry, across corporate credit, private placement, real estate, and alternative investments. With a steadfast commitment to diverse objectives such as asset liability management support, income generation, and risk-based capital investing, AISG demonstrates a disciplined and strategic approach to investment management since its inception.

Athene Fixed Indexed Annuities (FIAs):

• Athene FIAs feature optional riders designed to enhance the benefits offered, such as lifetime income, increased liquidity, or an enhanced death benefit option. These riders may vary depending on the specific product and are typically available for an additional charge. To discover more about Athene FIAs and the available riders, please explore further details below.

AccuMax® is designed to safeguard assets, amplify growth opportunities, and provide assurance that financial resources will endure over time.

Accumulator (SM) facilitates the achievement of retirement savings objectives by offering growth potential, tax deferral, and guaranteed returns.

Agility (SM) is an adaptable annuity designed to accommodate changing retirement needs, whether for growth, income, or unexpected financial challenges.

Ascent Pro (SM) is built to cultivate savings growth while establishing a guaranteed income stream designed to sustain throughout a lifetime.

Performance Elite® is created for accumulation, offering highly competitive rates to help grow assets.

Protector (SM) is tailored for accumulation, featuring a Return of Premium guarantee to provide added peace of mind.

Robust index options crafted to enhance investor results:

Discover Athene’s diverse range of index options, strategically curated to maximize benefits for investors. As the driving force behind the growth potential of fixed indexed annuities, it’s beneficial to stay informed about your available index choices and how they adapt to market shifts.

AI Powered Global Opportunities Index harnesses insights garnered from vast pools of both contemporary and historical data points to project the risk-adjusted future returns of 20 investible assets. The selection process identifies the top-performing assets, which are then allocated fixed weights within the portfolio. Assets with the most promising risk-adjusted forecasted returns receive the highest weights, ensuring that the portfolio mirrors the most current insights and strongest convictions as provided by IBM Watson®.

AI Powered Multi-Asset Index represents a groundbreaking advancement as the premier multi-asset index leveraging IBM Watson® to offer exclusive insights. It continuously learns from and analyzes millions of data points daily, spanning both conventional and unconventional sources. Comprising a diversified portfolio of ETFs, AIMAX undergoes weekly rebalancing through an innovative selection process driven by artificial intelligence. This dynamic approach ensures the continual optimization of underlying constituents.

AI Powered US Equity Index harnesses the collective insights of simulated researchers and traders, operating in seamless coordination. This approach ensures that any information acquired by one entity becomes instantly accessible to all. On a monthly basis, the index endeavors to pinpoint and incorporate companies positioned for stock price growth. This is achieved through a three-step automated selection process that evaluates, selects, and assigns weights to companies based on their growth potential. Modeled after traditional actively managed strategies, AIPEX operates thousands of times faster and with a significantly broader scope.

The BNP Paribas Multi Asset Diversified 5 Index aims to track the performance of a wide array of asset classes spanning multiple geographic regions. This index dynamically adjusts its weighting to these assets on a daily basis, guided by momentum investing principles and within a predefined level of volatility. Moreover, it incorporates a risk control mechanism designed to mitigate volatility and minimize exposure to significant drawdowns.

The UBS Innovative Balanced Index utilizes distinctive signals to offer an advanced assessment of the U.S. macroeconomic landscape, guiding an adaptable allocation strategy across equities, commodities, and bonds to navigate various market conditions. These signals encompass inflation forecasts and a Nowcast of U.S. economic expansion, derived from pivotal datasets available through UBS Evidence Lab. This resource stands as the foremost sell-side alternative data platform of its caliber, enhancing the index’s analytical capabilities.

Nasdaq Fast Convergence Index, or Nasdaq FC Index, was developed in collaboration with BofA, and employs pioneering patented technology. Its primary objective is to mitigate risk and enhance performance by swiftly adjusting to evolving market dynamics. Engineered with the aim of bolstering participation rates in index-linked products, the Nasdaq FC Index represents a groundbreaking approach to optimizing investment outcomes.

The S&P 500®, esteemed as the premier benchmark for large-cap U.S. equities, is highly regarded across financial markets. Comprising 500 prominent companies, it encompasses approximately 80% of the total available market capitalization, providing a comprehensive snapshot of the U.S. stock market’s performance.

The S&P 500 FC TCA 0.50% Decrement Index (USD) ER, also known as the S&P 500 FC Index, aims to deliver optimized exposure to the S&P 500® utilizing innovative Fast Convergence technology. Developed by BofA Securities and its affiliates, this technology enables the index to dynamically adapt to market conditions in real-time, ensuring agile responsiveness throughout the trading day.

Belonging to the Barclays family of Shiller Barclays CAPE® indices, the Shiller Barclays CAPE® Allocator 6 Index embodies the principles of long-term investing elucidated by Professor Robert Shiller. Utilizing the Cyclically Adjusted Price to Earnings (CAPE®) ratio, this index endeavors to offer exposure to US sectors deemed undervalued based on their Relative CAPE® ratio, alongside a selection of US Treasuries.