The roots of Americo Financial Life and Annuity Company date back to 1909, with Americo being formerly known as The College Life Insurance Company. The company was founded with a mission to provide life insurance and other financial products and services to college students and their families, filling a need in the market for coverage that was tailored to the unique needs of this demographic.
Over the years, The College Life Insurance Company grew and evolved, expanding its offerings to include a range of insurance products and services for individuals and businesses. In 2010, the company changed its name to Americo Financial Life and Annuity Company, reflecting its broader focus and expanded product offerings.
Headquartered in Kansas City, MO, Americo is committed to providing exceptional service to its clients and the company has a reputation for offering competitive products and competitive pricing. Americo’s focus on customer service and its commitment to helping people protect their families and assets have helped it to become one of the leading life insurance companies in the United States.
The Americo family of companies includes:
- Americo Financial Life and Annuity Insurance Company (formerly known as The College Life Insurance Company, founded in 1946)
- Great Southern Life Insurance Company, founded in 1909
- United Fidelity Life Insurance Company, National Farmers Union Life Insurance Company, and Investors Life Insurance Company of North America
Americo Financial Life and Annuity Company has a strong financial rating. The company is rated by various independent rating agencies, such as A.M. Best, which assesses the financial stability and strength of insurance companies.
A.M. Best assigns financial strength ratings to insurance companies based on their ability to meet policyholder obligations. As of 2023, A.M. Best has assigned Americo a financial strength rating of “A” (Excellent), which indicates the company has a strong capacity to meet its financial obligations.
It is important to note that insurance ratings can change over time, and the current ratings of Americo and other insurance companies can be found on the websites of the rating agencies or through other financial industry sources.

