Oceanview Life & Annuity Company: Harbourview Multi-Year Guaranteed Annuity, Fixed Indexed Annuity

Oceanview Life and Annuity Company (Oceanview Life) focuses on providing
high quality retirement savings products to our policyholders and maintaining
appropriate financial protection over the life of their policies.

Oceanview Life offers a suite of retirement savings products including multi-year
guaranteed annuities (MYGAs) and fixed indexed annuities (FIAs) designed to
meet the demands of retirees. These products are distributed through a network
of agents
, banks and broker-dealer intermediaries in most states. Oceanview
Asset Management, a wholly owned subsidiary of Bayview Asset Management
serves as Oceanview Life’s investment manager.

Oceanview Life & Annuity Company Rated A- (Excellent) By A.M. Best