The National Association of Insurance Commissioners (NAIC) is a regulatory support organization created to assist state insurance regulators in effectively regulating the insurance industry in the United States. Founded in 1871, the NAIC acts as a forum for collaboration among state insurance regulators, facilitating the development of uniform policies and regulatory standards. Its primary functions include the development of model laws and regulations, the collection and analysis of insurance industry data, and the promotion of consumer protection and education initiatives. By fostering coordination and consistency among state regulators, the NAIC helps ensure the stability, solvency, and fairness of the insurance marketplace, ultimately working to safeguard the interests of policyholders across the country.
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