Americo Financial Life and Annuity Company

The roots of Americo Financial Life and Annuity Company date back to 1909, with Americo being formerly known as The College Life Insurance Company. The company was founded with a mission to provide life insurance and other financial products and services to college students and their families, filling a need in the market for coverage … Continue reading Americo Financial Life and Annuity Company

Safe Ways To Protect Retirement Savings

The Consumer Price Index (CPI) is a measure of the average change over time in the prices paid by urban consumers for a market basket of consumer goods and services. It can be used to measure the inflation rate, and it is important to understand how it can affect an individual's retirement income. According to … Continue reading Safe Ways To Protect Retirement Savings

Social Security Administration | Publication No. 05-10704

What are work credits for social security? Work credits are a measure of an individual's earnings used to determine their eligibility for Social Security benefits. Individuals earn work credits by working and paying taxes into the Social Security system. The number of work credits needed to qualify for benefits depends on the individual's age and … Continue reading Social Security Administration | Publication No. 05-10704

Florida Long-Term Care Planning For Nursing Home Confinement

Nursing home confinement refers to the situation where an individual, typically an elderly person or someone with a chronic illness or disability, is living in a facility specifically designed to provide long-term care and assistance with daily activities. This may include medical care, meals, and assistance with personal care such as bathing and dressing. Some … Continue reading Florida Long-Term Care Planning For Nursing Home Confinement

Florida Retiree Trust Asset Protection

Retiring to Florida is a dream come true for many couples, and for John and Mary, it was no different. They recently moved to the Sunshine State and are now in the process of evaluating the best methods for first establishing a family trust for asset protection and estate planning. One option they are considering … Continue reading Florida Retiree Trust Asset Protection

Definition Of Terms Used In Annuity Contracts

Accumulation Phase: The period of time during which the policyholder is making payments into the annuity contract, but income payments have not yet begun. Accumulation Value: The current value of the annuity contract that includes any interest, dividends, or other gains earned on the premium paid. Age: The natural person’s attained age on the day … Continue reading Definition Of Terms Used In Annuity Contracts

Unlocking The Potential Of Annuities: A Helpful Guide To Retirement Planning

Are you looking for a secure investment option that can provide you with a steady stream of income during your retirement years? Look no further than annuities! Annuities are insurance contracts that provide a guaranteed stream of income for a specified period of time, often during retirement. They can offer a number of benefits for … Continue reading Unlocking The Potential Of Annuities: A Helpful Guide To Retirement Planning