Florida Retirement System (FRS)

The Florida Retirement System (FRS) is a defined benefit pension plan that provides retirement and other benefits to eligible public employees in the state of Florida. It is the largest public pension plan in the state and serves over 1 million active and retired members. One option available to FRS members is the Deferred Retirement … Continue reading Florida Retirement System (FRS) →

Planning For Your First Pregnancy With Life Insurance

Having a child is a miraculous and joyful experience, but it also involves a lot of planning and preparation. One important aspect of planning for your child's future is considering life insurance. Life insurance is a type of insurance that provides financial protection to your loved ones in the event of your death. It can … Continue reading Planning For Your First Pregnancy With Life Insurance →

Disability Income Insurance For Florida Residents

Life insurance is often thought of as a way to protect your loved ones in the event of your death, but it can also provide financial protection in the event of a disability. Disability income insurance is a type of life insurance policy that provides a source of income if you become disabled and are … Continue reading Disability Income Insurance For Florida Residents →

4 Steps To Creating A Family Legacy With An Annuity

Creating a family legacy is an important goal for many people, and annuities can be a useful tool in achieving this goal. Annuities are financial products that provide a stream of income over a specified period of time, and they can be a great way to create a lasting legacy for your family. Here are … Continue reading 4 Steps To Creating A Family Legacy With An Annuity →

Can An Annuity Be Used For Long-Term Care?

Long-term care insurance helps cover the costs of extended medical and non-medical care for individuals who are unable to perform certain activities of daily living (ADLs) due to illness, disability, or age. This care can include in-home care, assisted living, nursing home care, and other forms of support. In Florida, annuities can be used to … Continue reading Can An Annuity Be Used For Long-Term Care? →

Using Fixed Indexed Annuities For Retirement Planning In Florida

Fixed indexed annuities (FIAs) are insurance products that provide a guaranteed stream of income during retirement. They can be a useful tool for retirement planning in Florida, especially for those who are looking for a way to guarantee a certain level of income during their golden years. Here are some key points to consider when … Continue reading Using Fixed Indexed Annuities For Retirement Planning In Florida →

The Differences Between Annuities And Life Insurance

Annuities and life insurance are two financial products that serve different purposes and offer different types of protection and benefits. Here is a brief overview of the main differences between annuities and life insurance: Annuities: An annuity is a financial product that provides a steady stream of income over a specific period of time, either … Continue reading The Differences Between Annuities And Life Insurance →

Using A Life Insurance Policy For Mortgage Protection

Life insurance can be a useful tool for mortgage protection, as it can provide financial security for your loved ones in the event of your unexpected death. Here's how you can use life insurance for mortgage protection: Determine your coverage needs: The first step in using life insurance for mortgage protection is to determine how … Continue reading Using A Life Insurance Policy For Mortgage Protection →

What Types Of Annuities Are Available In Florida?

There are several types of annuities available in Florida including: Fixed annuities: These annuities offer a guaranteed rate of return and are typically used as a way to save for retirement. Variable annuities: These annuities offer the potential for higher returns, but also come with greater risk as the value of the annuity is tied … Continue reading What Types Of Annuities Are Available In Florida? →