How Does An Annuity Protect Against Inflation?

An annuity is a financial product that can help protect against inflation. This is because an annuity typically offers a guaranteed stream of income, which can help protect against the eroding effects of inflation on purchasing power. Inflation is the general increase in prices over time. It can cause the purchasing power of money to … Continue reading How Does An Annuity Protect Against Inflation? →

Why Should You Get Life Insurance When You’re Young?

Life insurance is a crucial tool for protecting your loved ones and ensuring their financial security in the event of your death. While it may not be at the top of your list of priorities when you're young, there are several compelling reasons why you should consider getting life insurance as soon as possible. You're … Continue reading Why Should You Get Life Insurance When You’re Young? →

5 Misconceptions About Annuities In Florida

Annuities are a popular financial product for retirement savings, and Florida is home to many individuals and families who rely on them to provide a steady stream of income during their golden years. However, there are several misconceptions about annuities that can lead to confusion and misunderstandings. In this article, we will dispel five common … Continue reading 5 Misconceptions About Annuities In Florida →

The History Of Life Insurance

Life insurance has been around for hundreds of years. The earliest known form of life insurance can be traced back to the ancient Babylonians, who developed a system for the allocation of funds in the event of a person's death. This system, which was known as "burial clubs," involved the collection of funds from a … Continue reading The History Of Life Insurance →

Annuity Benefits & Protection

Annuities are financial products that provide a steady stream of income to individuals, typically during retirement. They are often used to help individuals save for retirement and provide financial security in their later years. One of the primary benefits of annuities is that they provide a guaranteed source of income. This can be particularly important … Continue reading Annuity Benefits & Protection →

Reasons To Consider A Florida Life Insurance Policy

In Florida, as in other states, life insurance is a financial product that can provide security and peace of mind to policyholders and their loved ones. Some of the most common reasons to get life insurance in Florida include: To provide financial support to your family in the event of your death. If you are … Continue reading Reasons To Consider A Florida Life Insurance Policy →

Florida Annuity, Annuities Insurance Information

Annuities are financial products that are often used as a means of saving for retirement. In the state of Florida, annuities are regulated by the Florida Office of Insurance Regulation (FLOIR). Annuities are essentially contracts between an individual and an insurance company. In exchange for a lump sum payment or a series of payments, the … Continue reading Florida Annuity, Annuities Insurance Information →

U.S. Annuity Sales | 2012-2021

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LIMRA: Fixed-Rate Deferred Annuity Product Sales Lead The Way In Record-Breaking Second Quarter

August 23rd, 2022: Total U.S. annuity sales increased 16% to $79.4 billion in the second quarter, according to LIMRA’s U.S. Individual Annuity Sales Survey. Fixed-rate deferred (FRD) and registered index-linked (RILA) sales reached an all-time record for the quarter, while fixed index annuity sales fell just short of a record quarter. All content in this … Continue reading LIMRA: Fixed-Rate Deferred Annuity Product Sales Lead The Way In Record-Breaking Second Quarter →