U.S. Annuity Market Achieves Unprecedented Growth: What It Means for Your Retirement

The U.S. annuity market has demonstrated remarkable resilience and growth, with sales consistently breaking records. A recent report from LIMRA highlights this robust performance, indicating that U.S. annuity sales have surpassed $100 billion for the seventh consecutive quarter [1]. This sustained growth underscores the increasing importance of annuities in modern retirement planning. Record-Breaking Sales Figures … Continue reading U.S. Annuity Market Achieves Unprecedented Growth: What It Means for Your Retirement →

Strategic Annuity Planning: How to Maximize Growth, Security, and Tax Benefits

Many people view annuities as retirement income tools, but they can be so much more. Whether you're a business owner looking to leverage tax advantages, a high-net-worth individual seeking wealth preservation, or simply someone who wants financial security with flexibility, annuities offer a variety of strategic opportunities. This article will explore advanced annuity strategies, tax … Continue reading Strategic Annuity Planning: How to Maximize Growth, Security, and Tax Benefits →

The Psychology of Guaranteed Income in a Rising Interest Rate Environment

As retirees approach their golden years, financial security often becomes the top priority. Many Americans face the difficult decision of determining how to manage their savings to last through retirement. The fear of outliving savings, market volatility, and unpredictable expenses can cause stress and uncertainty, especially during economic downturns. But the desire for a comfortable, … Continue reading The Psychology of Guaranteed Income in a Rising Interest Rate Environment →

Closing the Retirement Income Gap: Secure Planning Beyond Social Security and Pensions

The American dream of a comfortable and secure retirement faces a harsh reality: Social Security alone may not be enough. According to a recent report by the Center for Retirement Research at Boston College, a married couple retiring at age 65 today can expect Social Security to replace only 40% of their pre-retirement income on … Continue reading Closing the Retirement Income Gap: Secure Planning Beyond Social Security and Pensions →

U.S. Banking System in 2024: A Look at Profits, Problems, and Protecting Your Money

The health of the U.S. banking system presents a mixed picture in 2024. Recent data from the Federal Deposit Insurance Corporation (FDIC) shows a significant jump in profits for the first quarter, but concerns linger about rising unrealized losses and an increase in the number of problem banks. Let's explore these trends and consider strategies … Continue reading U.S. Banking System in 2024: A Look at Profits, Problems, and Protecting Your Money →

Qualified Retirement Plans: Understanding the “400” Tax Codes in Florida

As you plan for your financial future in Florida, being able to understand the various qualified retirement plans available is incredibly helpful. The Internal Revenue Code (IRC) outlines a wide range of retirement plans, each designated with a unique code. In this overview, we'll explore the spectrum of codes within the "400" range, encompassing a … Continue reading Qualified Retirement Plans: Understanding the “400” Tax Codes in Florida →

Athene Annuity & Life Company

Athene Annuity & Life Company emerged from the collaborative vision of seasoned leaders: James Belardi, who steered SunAmerica Life Insurance Company and currently leads Athene Holding Ltd., along with Chip Gillis, former chief of Bear Stearns’ Insurance Solutions Group and past CEO of Athene Life Re Ltd., and Apollo Global Management. From its humble beginnings … Continue reading Athene Annuity & Life Company →

Planning for Tomorrow: Navigating Section 457 & 457(b) Retirement Plans

Are you an employee of a state or local government, or perhaps working for a tax-exempt organization? If so, you may have heard about Section 457 and 457(b) retirement plans. These plans offer unique opportunities for deferred compensation and tax-advantaged retirement savings. In this article, we'll explore their features, benefits, and considerations for savvy retirement … Continue reading Planning for Tomorrow: Navigating Section 457 & 457(b) Retirement Plans →